The facts
Withdrawal time
Processed within 24h; ~93% auto-approved; e-wallets same day, cards/bank 2-5 business days
Withdrawal fees
No XM fees on withdrawals (third-party fees may apply)
Methods
UPI (deposit), Bank wire, Visa/Mastercard, Skrill, Neteller, Local bank transfer
Payout score
2.8 / 10
Trustpilot
2.5 (3,076 reviews)
Data as of 2026-10-24, from XM's own site and the sources on its full review. RBI list: RBI press release 2025-2026/1530, 19 Nov 2025.
Questions
How long does a XM withdrawal take?
XM says: Processed within 24h; ~93% auto-approved; e-wallets same day, cards/bank 2-5 business days.
Does XM charge withdrawal fees?
No XM fees on withdrawals (third-party fees may apply)
My XM withdrawal is stuck. What can I do?
Keep your transaction ID and screenshots, raise a ticket with the broker, then file a dispute on BrokersVerdict with your proof. Disputes are published with the broker's response.