TIER 1 · FSC-BZ · KNF · FCA · CNMVRBI ALERT LIST#24 of 66 international brokers

XTB review: the verdict.

Listed on the Reserve Bank of India Alert ListThe RBI lists XTB as not authorised to deal in forex or run a forex trading platform for Indian residents. Indian residents trading forex on unauthorised platforms can face action under FEMA. Source: RBI Alert List (RBI press release 2025-2026/1530, 19 Nov 2025; checked 24 Oct 2026).

Verdict score

7.6 / 10

Launch formula: 60% hard data, 40% outside ratings. Verified reviews from our traders replace outside ratings as they come in.

Regulation10.0

Best licence: Tier 1

Trading cost5.0

No published spread

Accessibility10.0

Min deposit $0

Platforms & payments2.9

1 platforms · 4 payment methods

Outside ratings7.3

Trustpilot 3.8 from 3,025

XTB vs top-rated peersPER YEAR

I trade standard lots of EUR/USD a month.

Trive$720

GO Markets$1,200

FP Markets$1,440

Zero Markets$1,440

Vantage$1,440

Cheapest vs most expensive here, per year$720

Regulation

Who licenses XTB.

Licences as XTB lists them. A tick means we found the entity on the regulator's own register.

Regulator	Tier	Entity	Licence no.	On register
FSC-BZ	OFFSHORE	XTB International Limited	6442514 (FSC registration; company reg. 000000587)	Not yet checked
KNF	TIER 2	XTB S.A.	—	Not yet checked
FCA	TIER 1	XTB Limited	—	Not yet checked
CNMV	TIER 2	XTB Sucursal (Spain)	—	Not yet checked

Accounts

Published EUR/USD costs.

Account	Spread	Commission	Cost / lot
Standard from	—	$0	—

Cost per standard lot = spread in pips × $10 + round-turn commission. Brokers publish “typical”, “average” or “from” spreads; “from” figures flatter the broker.

Key facts

The fine print.

Website

www.xtb.com

Founded

Not published

Headquarters

Not published

Minimum deposit

Max leverage

1:500

EU/UK leverage cap

—

Platforms

own app

Deposits & withdrawals

Bank wire, Cards, Skrill, Neteller

Islamic (swap-free) account

Not published

Copy trading

Not published

Withdrawal fees

Withdrawals free above 50 USD (international site); smaller amounts not addressed.

Inactivity fee

EUR 10 per month if no purchase or sale within 365 days.

Restricted countries

Global page not intended for investors residing in Brazil; other restricted countries not listed.

RBI Alert List (India)

LISTED as "XTB" · list of 19 Nov 2025 · checked 24 Oct 2026

Verified reviews

Traded with XTB? Prove it.

Verified reviews open soon. Reviews backed by a statement, a read-only MT4/MT5 login or a withdrawal receipt count up to 3× more, and every verified review enters the weekly 100 USDT draw.

Outside rating used for now: Trustpilot 3.8 from 3,025 reviews.

Compare XTB

Visit XTB

Sources · data as of 2026-10-24

accounts: www.xtb.com/int/trading-services/account-information
platforms: www.xtb.com/int
regulators: www.xtb.com/int
trustpilot: www.trustpilot.com/review/xtb.com
max leverage: www.xtb.com/int/trading-services/account-information
min deposit usd: www.xtb.com/int/trading-services/account-information
payment methods: www.xtb.com/int/trading-services/account-information
inactivity fee note: www.xtb.com/int
withdrawal fee note: www.xtb.com/int/trading-services/account-information
restricted countries note: www.xtb.com/int

Research notes: Platform is proprietary xStation 5 (web + mobile) only per page. 0% commission on CFDs; EUR/USD spread not published on pages opened (forex-specification page returned error). 'Swap-free' on account page is for specific periods/products, not a dedicated Islamic account -> islamic_account null. Skrill 2% and Neteller 1% fees listed (deposit side); currency conversion 0.5%. 'Over 20 years of experience' - founding year not stated. KNF/FCA/CNMV licence numbers not shown on global footer.

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